Pix quickly became popular in the market, becoming one of the main payment methods in Brazil. According to the Central Bank , in 2022, transactions exceeded the 2 billion mark per month, moving approximately 14 trillion reais.
It is important to emphasize that, considering all the protection mechanisms, Pix is safe. However, as with other methods, there are malicious people who create scam mechanisms to receive money illegally.
Throughout this text, we will show you how to make a secure Pix and all the resources that can be used to protect your transactions . This way, you avoid falling for scams and keep your cash flow even more protected.
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What is Pix?
Pix was made available in 2020 by the qatar whatsapp number data Bank. In a short time, it became the most popular payment method among consumers. With it, it is possible to receive money and make instant payments using a single Pix key , facilitating the sales process.
In addition to improving the shopping experience, Pix also makes it faster for your customers to complete their purchases . Therefore, it is important to consider it when deciding on your company’s payment options.
How does Pix work?
So, how does Pix work ? Pix is a payment is it worth using whatsapp automation? that works through a transfer key. With it, your company can make the necessary payments and also receive payments from your customers. All in one place.
Currently, most financial institutions already integrate this method within their platforms.
Pix has several options, such as Pix Saque and Pix Troco. Pix Saque is a feature that allows customers to withdraw money from stores . In other words, instead of going to a bank branch, they can stop at an establishment, make a Pix transfer and receive the same amount transferred immediately.
Pix Troco allows your customer, when paying for a purchase, to make a Pix transfer with a higher value than the product and receive change in cash . This means your customer does not need to go to an ATM to withdraw small amounts.
Pix allows transactions 24 hours a day, every day, including weekends and holidays. However, if you change your cell phone or mobile device from November 2024 onwards, the Pix limit will be R$200 per transaction and R$1,000 per day.
To increase these limits, you must register the new device with your financial institutions.
However, nothing will change for customers who already have their accounts active and their device registered with the institutions. For these, remember that the Central Bank (BC) determined the Pix time limit of R$1,000 between 8 pm and 6 am, whether on weekdays or weekends .
Is Pix safe or not?
Pix is secure because the personal betting email list used in transactions, as well as those made via TED and DOC, are protected by banking secrecy . Based on Complementary Law No. 105 and the provisions of the General Data Protection Law .
The same security as TED and DOC is transferred to Pix , because all these methods have layers of authentication and encryption.