Finding ways to make it easier for customers to pay is one of the biggest missions for companies. With so many options, offering those that best fit the needs of the public is essential.
One of these methods is Pix , which can be done via key or QR codes . They are a type of code generated to facilitate the instant payment process for users through bank apps.
There are two types of QR codes in this payment method: dynamic and static . The types differ from each other, with different ways of using them and offering different experiences to customers. We will explain more about the types of QR codes in the following lines.
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What are the types of QR codes?
The name QR code stands for “Quick Response Code”. In general, it is a barcode, but in two dimensions, which stores various russia whatsapp number data about a product/service/transaction.
The Pix QR codes currently used for the financial sector are static and dynamic . Both have the same objective: to facilitate the payment of charges, when sent or made available to customers.
Both can be included in billing payments , for example, or in specific invoices made via Pix. The idea is to facilitate the payment process, which will have instant compensation. The Central Bank also highlights an important benefit of this code.
According to BACEN, Pix settlement is in real time, notifying all parties at the time of payment , regardless of the time it occurs.
However, there are significant differences between how both types of QR codes work, and we will explain them in the following lines.
What are the differences between dynamic and static QR codes?
There are differences in the use of each code. After all, both work in different ways and can be used at different times or for different trends in digital: understanding the concept and its influence on instagram in the business receipt process.
Among the differences, the main one is the number of times they can be used . The dynamic QR code changes with each transaction , being for exclusive use. Meanwhile, the static QR code can be used in several transactions and by different customers.
1. Dynamic QR code
The dynamic QR code is generated betting email list for a specific purchase and, therefore, can only be used once . In this type of code, the amount is already inserted, in addition to other information, such as rules for calculating interest, fines, discounts, etc.